Skip to main content

icover4u

Emergency Support
Menu

Oil & Gas Coverage

Because standard cover isn't built for this industry

Oil and gas operations carry risks that general business insurance isn’t designed to handle, from equipment failure and pollution liability to business interruption caused by a single incident. Oil & Gas Coverage brings together specialised covers for operators, contractors, and service providers in the energy sector. At ICOVER4U, we work with insurers experienced in energy risk to match you with cover suited to your operations, whether onshore, offshore, upstream, or downstream.

view all plan

Cover built for energy sector risks

Choose the protection that fits your role in the oil and gas value chain

Property & Equipment

Covers physical damage to rigs, plant, machinery, and equipment against fire, explosion, and operational hazards.

Operator's Extra Expense

Covers the cost of controlling a well blowout, including re-drilling and pollution cleanup.

Liability Coverage

Covers third-party claims for injury, property damage, or pollution arising from your operations.

Business Interruption

Replaces lost income and covers fixed costs when operations are halted by an insured event.

Optional Extensions

Marine cargo & transit for equipment and materials

Contractor's plant & equipment

Professional indemnity for engineering & consulting work

Environmental liability & pollution cleanup

Employer's liability & offshore personnel cover

Business interruption following equipment breakdown

Get This Insurance

Real protection, real peace of mind

Why staying covered makes all the difference

Downtime is expensive

A halted rig or facility isn’t just a repair bill, it’s lost production and revenue every day operations are down

Contracts often require it

Project owners and regulators frequently mandate specific coverage before work can begin

Liability extends beyond your site

Third-party injury or property damage claims from your operations can be significant

Specialised risk needs specialised cover

Standard business policies typically exclude well control, blowout, and other energy-specific events entirely

Built for every kind of traveller

Upstream operators

Midstream & pipeline operators

Downstream & refining companies

Oilfield service contractors

Equipment suppliers

Yes. It covers risks specific to the industry, such as well control, pollution liability, and high-value equipment, which general policies typically exclude or don't cover adequately.

Environmental liability is typically available as a specific cover or extension. It's one of the most important covers to review carefully for this industry.

Both. Contractors and service providers often need liability and equipment cover suited to the sites they work on.

Offshore operations generally carry higher risk and require specialised terms, including cover for personnel and equipment at sea. We match you with insurers experienced in either.

Usually based on the replacement value of equipment and assets, and the potential scale of liability or business interruption. Under-insuring can significantly reduce a claim payout.

Availability depends on the specific cover and provider. We can advise on what's currently available through our partners.

Frequently Asked Questions
(FAQ)