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Vehicle Insurance

Protection for you, your vehicle, and everyone on the road

Motor insurance protects you financially when the unexpected happens on the road. It covers damage to your vehicle and liability to other people. At ICOVER4U, we compare plans from our insurance and takaful partners and help you choose the one that fits your vehicle, budget, and needs, whether it’s a new car, a family vehicle, or a company fleet.

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Choose the level of cover that suits you

Compare your options and pick the protection that fits

Comprehensive

The widest protection. Covers damage to your own vehicle, theft, fire, and third-party liabilities.

Third Party, Fire & Theft

Covers third-party liabilities plus loss or damage to your vehicle from fire or theft.

Third Party Only

The minimum cover. Protects you against claims for injury or property damage to others.

add-ons

Special Perils
(flood, storm, landslide)

Windscreen
Protection

Legal Liability of Passengers

Towing and Roadside Assistance

Named Driver Coverage

NCD (No Claim Discount) protection

Get This Insurance

Real protection, real peace of mind

Why staying covered makes all the difference

Comprehensive Protection

Options from multiple trusted insurers and takaful operators

Right-fit advice

We explain the coverage in plain language

Claims guidance

We help you through the process when you need it most

Renewal reminders

We help you avoid lapses in cover

Built for every kind of traveller

Private car owners

Motorcycle riders

E-hailing & e-commerce drivers

Company vehicles & fleets

Commercial vehicles

Request your quotation

Fill in your information and your vehicle details. We’ll get back to you with a personalised quotation.

Yes. A valid policy is required to drive legally and to renew your road tax.

Both give the same protection. Takaful is based on Shariah principles and mutual contribution, while conventional insurance is a contract between you and the insurer.

The No Claim Discount is a reduction on your premium for every claim-free year. It's usually tied to you, not the vehicle, so it can transfer when you change cars.

Not always. A small claim can affect your NCD, so it's worth comparing the repair cost against the discount you'd lose. We can help you decide.

Make sure everyone is safe, take photos, file a police report where needed, and contact us and your insurer as soon as possible.

Yes. We can compare renewal quotes so you're not locked into the same provider.

Frequently Asked Questions
(FAQ)